Debt, getting out, and the YouTube Rabbit Hole...

So, I've spent the last few days going down the debt repayment/budget rabbit hold on YouTube. And it's not a bad thing, but I still think the SnowBall Method (explained below) is still going to be my best idea to get out of debt, and save for a condo.

( Probably going to get long )

So, questions? Comments? Suggestions?