Dragon Journal (
dragonjournal) wrote2021-06-26 05:50 pm
![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png)
So... Back to the money things
We've moved, we're as settled as we're going to be, and it's time to look at money again.
I have a few medical bills that need to be worked through, but I'm not counting those right now.
Instead, let's look at other things! Like.... CREDIT CARDS! Woo?
So, to be honest, I got a new credit card, because my car needed $1000 in work. I couldn't come up with that, so credit card it is. And then a few things went wrong and welp.... Here we go:
Capital One Visa: $456.44 19.99% interest
Elan Visa: $1316.32 22.99% interest
Discover It: $1453.92 19.99% interest
Discover Miles: $4647.75
Apple: $1472.31 26.74% interest
Aspire: $1513.92 34.5% interest
Paypal: $1223.43 24.99% interest
Okay, now the reason for this. I'm getting a $1300+ check next week. I have a Best Buy card that I'm paying off for $397.10. I'm paying that off. Why? Because it needs paid off. It's such a small bill, that I want to pay it off. Plus, before October 2022 it's 0 interest on my washer and dryer. Hmm. I thought that was September of this year. ARGH.
Okay, it'll be $1372.10 that I'm getting.
I am going to pay off Capital One. That's $456.44, that'll mean that I have $915.66 left. $200 to Teenager because they need the money. that leaves $715.66 to put... somewhere. Where though?
I have a few medical bills that need to be worked through, but I'm not counting those right now.
Instead, let's look at other things! Like.... CREDIT CARDS! Woo?
So, to be honest, I got a new credit card, because my car needed $1000 in work. I couldn't come up with that, so credit card it is. And then a few things went wrong and welp.... Here we go:
Capital One Visa: $456.44 19.99% interest
Elan Visa: $1316.32 22.99% interest
Discover It: $1453.92 19.99% interest
Discover Miles: $4647.75
Apple: $1472.31 26.74% interest
Aspire: $1513.92 34.5% interest
Paypal: $1223.43 24.99% interest
Okay, now the reason for this. I'm getting a $1300+ check next week. I have a Best Buy card that I'm paying off for $397.10. I'm paying that off. Why? Because it needs paid off. It's such a small bill, that I want to pay it off. Plus, before October 2022 it's 0 interest on my washer and dryer. Hmm. I thought that was September of this year. ARGH.
Okay, it'll be $1372.10 that I'm getting.
I am going to pay off Capital One. That's $456.44, that'll mean that I have $915.66 left. $200 to Teenager because they need the money. that leaves $715.66 to put... somewhere. Where though?
no subject
Best Buy is interest-free? Maybe keep making standard payments on that one and throw everything you can at the card with the highest interest?