Pay off!

[dragonjournal]

I paid something off! My Mattress payment as of today is paid off. It's a wonderful feeling. That $170 is going toward something else, and is going to be paying down some major credit card debt starting next pay.

I've actually decided that that $170 is going toward one bill, the reason being there's only $300-ish left on that bill, and adding the $170 to the normal payment will balloon that payment a lot and will pay it off in one and a half months. Add in all the overtime I'm working and some of that pay off will happen faster.

But, we're here for the numbers:

Let's take a look:

Car Previous $9992.70 Current $9992.70 Self explanatory. Haven't made a payment since my last post.
Visa Previous $401.40 Current $376.40 This is the one that I'm going to be throwing that mattress payment at. Why? Because it's only a $376 balance and $200 twice will pay it off!
Visa Previous $1359.21 Current $1437.71 This one... is frustrating. I keep paying and it doesn't go down!
Discover Previous $1426.33 Current $1439.54 This one was down, but I had to use it for a few things, so it went up again.
Apple Previous $1145.34 Current $1627.94 The reason this is so high is deferred interest smacked me in the face. I forgot about it, and... that's it. That's the whole reason.
Aspire Previous $1460.49 Current $1460.49 This one will be the one I roll that $200 payment onto. Because it's a horrible credit card.
Paypal Previous $1215.19 Current $1237.76 I need to pay this one down more and more.
Mattress Previous: $201.29 Current $0! PAID THIS OFF TODAY! This is awesome.
CareCredit Previous $403.09 Current $403.09 I want to pay this one down sooner, rather than later, but... I'm worried about that Aspire card, so may pay this one off after the Visa.

Now, next pay's budget... Whoo boy that's going to be a hard one. I get paid on the 22nd, so it'll look something like this:

Rent: 994
Duke: 75
Net: 50
Car: 285
Netflix: 15
Sprint: 300
Aspire 70
Disney: 8
Visa: 200
Discover 50
-------------
2047

Now, it's possible for me to do this! I know that. But it's going to be interesting. Because the rent I can't pay until February 1st. And then, on top of that, I get my Son's SSI on February 1st meaning that I pay the rent then.

So, we'll see what happens. It all depends on the amount of OT I get. I'm hopingwant to work over on Saturday! I need the money! Because all my OT money that isn't taxed to hell can go toward debt pay down.

anyway, this is the way it's going. Any questions?

Comments

[finch]

Congrats on the first one down! That's awesome.